⚡ACCESS
Earned Wage Access
Access a portion of earned salary before payday, wherever enabled by your organisation.
Access your benefit → Built for everyday financial access
One platform.
More possibilities.
Access smarter financial services through one connected experience — from earned wage access and loans to gift cards, insurance and more.
Fast access
Simple journeys
Secure experience
Earned Wage Access•Loans•Gift Cards•Insurance•Digital Gold•Bill Payments•
Earned Wage Access•Loans•Gift Cards•Insurance•Digital Gold•Bill Payments•
ONE EKAM
Financial services that move with you.
Instead of navigating separate platforms, Ekam brings relevant services into one clean and connected experience.
₹BORROW
Loans
Explore loan products and offers through a streamlined digital journey.
Explore loans →🎁SAVE
Gift Cards
Discover useful brand vouchers and digital gift cards in one place.
Shop gift cards →◉PROTECT
Insurance
Explore protection options through a guided and simplified experience.
Explore insurance →✦GROW
Digital Gold
A convenient way to explore digital gold within the Ekam ecosystem.
Explore digital gold →⌁PAY
Bill Payments
Bring everyday utility payments into the same connected financial workspace.
Pay bills →EEKAM
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₹
🎁
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WHY EKAM
Less friction.
Less friction.
More financial clarity.
Ekam is designed to make financial access feel easier to understand and easier to use — without making the experience feel heavy.
01
One connected accountUse one experience across multiple supported services.
02
Relevant journeysSee products and benefits based on your access and profile.
03
Designed for speedClean flows, simple actions and fewer unnecessary steps.
HOW IT WORKS
From discovery to action, simply.
Everything is designed to keep the journey intuitive.
1
Sign in
Access Ekam with your registered credentials.
2
Explore
See the services available to you.
3
Choose
Select the product or benefit you need.
4
Complete
Finish the journey through one guided flow.
FOR ORGANISATIONS
Give employees more value from one connected platform.
Enable workforce-linked financial benefits and services through a simpler digital layer built for modern organisations.
Employee accessDigital workflowsCentralised experience
Talk to us ↗
READY WHEN YOU ARE
Your financial world, brought together.
Discover what Emerald Ekam can do for you.